Selling A Trust Deed Payment Options

At The Mortgage Buyer, Inc., we offer you a number of creative alternatives regarding the sale of a trust deed note. Each option is customized to provide you with the cash you need — when you need it. As the trust deed holder, you are always in control of how the sale is structured. Most people who want to sell a trust deed only consider selling all of their remaining payments. However, there are many situations where selling only a portion of your trust deed payments, rather than all of them, will best accomplish your goals and provide the greatest financial results. This is why it is important to know your options before you sell a trust deed note and to conduct business with a company that will look out for your best interests. Below, we describe three of our most popular purchase plans:

Full Purchase

Our full sale option means that we purchase all of the remaining payments on your privately-held trust deed note. This is our most popular sale plan because it allows you to completely liquidate your investment and provides you with the largest amount of up-front cash.

• You want to generate as much cash as possible from the trust deed sale.
• You want to sever all legal ties and financial responsibilities from the trust deed investment.
• You want to liquidate the entire trust deed investment to settle an estate, provide funds for elder care or qualify for Federal Medicare assistance.
• You want to eliminate servicing hassles and risk of foreclosure associated with owning a trust deed.

Partial Purchase

Our partial sale option means that we purchase only a portion of the payments remaining on your trust deed note. This purchase plan often makes the most sense for people who would like to generate a specific amount of cash. Choosing to sell only a portion of your trust deed payments can help you achieve the best of both worlds; the capital you need now and a valuable residual interest in the trust deed for future income.

• When the borrower has a poor credit history.
• When the trust deed has a low interest rate.
• When the trust deed has a long remaining term.
• When the trust deed has an upcoming balloon payment due.
• When the borrower has a small equity position in the property. (This is common with a new trust deed, a trust deed where the borrower made a small down payment, or a trust deed in an area where property values have fallen since the trust deed note was created.)

Split-Payment Purchase

Our split-payment purchase option means that we purchase only a fraction of each of the payments remaining on your trust deed note. This purchase plan allows you to receive a lump sum of cash now while at the same time keeping some monthly cash flow to help with every day expenses. For example, if the scheduled trust deed payments are $500 per month, you can sell just a portion of that payment (say $300) for a lump sum of cash now and retain the balance of $200 ($500 less $300) to be received by you from each monthly trust deed payment.

Receive a confidential, no-obligation offer to sell your trust deed investment, or contact us by phone at (800) 618-2485 or email The Mortgage Buyer.